My car payment was due on the 14th it’s was money gram on the 25th on the 29th they sent one of there collection people to my house. Saying I owe interest on my law which I refuse to pay. When I’m one day late this finance company calls my house, my job my family even when I tell them my payment is gonna be late they still harass me until the payment is made, and this time they sent someone to my house to collect a payment that was already paid. My account was transfered to one of there other offices and I’ve never paid any interest payment up front on my loan. I told them to stomp call my job and my family members, my job has even told them to stop calling my place of work and they continue to call. I know to stop the calls is to pay my payment on time, but things happen as everyone knows. Do you know what she told me. Get someone to pay the loan off and they will stop harassing me. Can they do this legally by sending someone to my house like that. It’s not in my contract and I told them to send me a copy showing me they can do this. I’m in New Jersey.,
Posts Tagged ‘payment.’
I was 11 days late with my car payment they sent one of there representatives to my house is that legal?
May 24th, 2010
Where can i find complete lists of punishments on NON PAYMENT OF DEBTS?
May 18th, 2010Somebody applied for a loan from a lending company and the loan was granted.After a few days,the borrower refused to pay his remaining balance because of some reasons.The borrower did not issued a check to the lending company instead a promissory note he signed.I want to have a copy of punishments or particular law for this kind of violation thru internet.
I got a car title loan, not from a bank but one of those “car title” places and couldn’t make my 1st payment.?
March 24th, 2010It couldn’t have hit worse timing! I got a car title loan on a Wed to pay my $5,000 insurance deductible so I could take my son to the hospital and on that very Friday, lost my job. I did get a new job but I didn’t even get my 1st check until a week AFTER my 1st payment was due. This company has been awful. She called me the day after it was due and said she was coming to get the car. I asked for some more time and she just wouldn’t give it. It is a 20k car and they gave me a 7k loan on it. Personally I think they WANT the car back! Obviously they would sell it and make money off it!
Well, I finally got something worked out to pay it off on this Friday, in 3 days. The manager called me tonight and said she is going to get a court order and have the police come get it tonight! Can they really do this? She knows they will have the money on Friday. She knows I am getting the loan. I would die if the police showed up at my home.
Has anyone ever been in this situation with a car title loan company? Are there any attorneys out there? I could really use some advice. I worked really hard for this car and would hate to lose it because I came into tough times.
Oh and I don’t need anyone telling me, “you should pay your bills and you wouldn’t be dealing with this”. I do. I am not even 30 days behind. It was rough with my son getting ill and losing my job.
And, I live in Indiana if anyone knows of any special laws here!
Thanks!
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