Posts Tagged ‘anything’

Can anybody tell me anything about child support laws?

April 28th, 2010

I’ve asked about child support before, but this is a different situation.

My boyfriend and I moved to a new town and got new jobs over the summer. He has an 8-year-old daughter with his ex-wife, to whom he pays child support. The first paycheck for the new job did not take out the child support, and neither did the second. So he calls his ex-wife and tells her that she needs to get in touch with the agency or whatever and get it seen about. To this day, no child support has been taken out and he started the job one of the last couple days of June.. perhaps the 29th.

Yesterday, she leaves me a message on facebook (she next to never pays her phone bill) asking for my boyfriend to call her, it’s important. I tell him and he decides he’ll call her this weekend when we go back to our hometown to visit. This morning, his step-mother calls me to tell me that my boyfriend is in some serious sh**. I’m not exactly sure how it went down, but because he did not contact the state to tell him where he worked, his license has been suspended as of September 1. Which was 15 days ago. And we have had no knowledge of this! Now they want to take him to court to get $2000+, which is double what he should actually owe if he missed 2 months of payments!

Our financial situation has been terrible since we moved (the worst move of my life). My income was supposed to be a nice 33k, but because of certification issues and other things, I am making student wages until I can take care of it (probably the end of the year). So I basically bring home the rent check at the end of the month. I also have a student loan I am paying back ($200/month), plus we have power, water, cable, cell phone, insurance, etc… other bills that HE is having to pick up! We were able to save a little under $1400 to help get us through the end of the year. But it seems all of that is going to go towards repaying the child support.

Now after all of that.. is there anything we can do about how much is owed? It’s $120/week.. and it should only add up to something over $1000. Can we set up a payment plan? There is no way on this Earth we can cover it all at once!!

Also, bonus question I guess… we are in Georgia. I was told that the child support laws changed to include the mother’s income as well as the father’s. Well, if she and her current husband don’t work (lazy SOBs), wouldn’t that only raise his support amount? Should we even try to go back to court to readjust the amount? She doesn’t have young children to keep at home.. all of her kids, including my boyfriend’s, are in school.

Sorry such a long question!! Any help? Or anybody want to make me feel any better about this situation???? :) I could really use it!!
Okay, I am understanding that it is his responsibility to inform the agency.

No, neither the mother nor stepfather work. Just plain sorry (my opinion!). I believe they are living on the child support and any money from the stepfather’s parents (with whom they live). They may also have welfare, since my boyfriend had to sign some papers to confirm his contribution dealing with food stamps.
LadyB — EXACTLY! They are just living off what he gives them. And she calls all the time asking for money…. I mean, it’s not like we want sweet girl to go without, but it’s borderline ridiculous. We have enough of our own financial problems without worrying about his ex’s! She had a job for 3 months though, got to give her that *eye rolling.*
maccrew – i only mentioned that they were in school to say that there was no reason for her to sit at home on her @$$ and not have a job.

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Does anyone know anything about old debts and bill collector laws?

March 11th, 2010

I know that statues of limitations on debts, this one is a substantial loan, in the state of NY is 6 yrs. According to info i have obtained the law states the last payment made or the chg off date is the date one goes by for when the statues start. On my credit report for this one loan, it shows 3 charge off dates? why 3? and which one do i go by. Next question is this: I was told that after the loan went into default, because i left the state the loan originated in, the time freezes until i move back into the state, and was also told this loan is being brought back up because the IRS did an audit and because the loan is over 10k, they are coming after my sister and I again. She co signed on the loan. They told her a much higher pay out that myself. I was offered 2900 to pay off and she was offered 10k to pay it off. I told him it was beyond statues and he said i was wrong because the time froze on this loan because i moved out of state. Is this correct? and can they collect 2 different amounts from my sister and I. He was also telling me about my credit and even read everything on my credit report. Actually he was quoting an awful lot of lies on top of it, but they are known to strong arm and bully. This company is out of Cali, i am in Mass and my sister is in NY. To file a judgement in court against us,would they not have to go to courts in each of our states, or just the state the loan originated in and what is he likeliness of that happening? and how do i find out the correct chg off date of this loan?
I co own a house with another individual and i was told they will take me to court and put a lien on “my” half of the house that im deeded on. Says that is legal to which im not sure about.
The loan was for a mobile home,, it got foreclosed on. The company i had the loan from never retrieved the property and this was back in 2002. The mobile home seems to have disappeared off the face of the earth. The loan company has no idea where it is. So my other issue was this, had they come for the mobile home when i vacated,it would have been re sold or auctioned off causing my loan to go down in amount and i would have been responsible for the remainder, just like a car.
Now because the home was never retrieved they are saying i have to pay the entire loan. And if not, then they are going to put judgements against myself and my sister. can they put 2 judgements on against 2 different people? My sister was told they were going to destroy her squeaky clean credit if she didnt fork over 10 . They actually gave her 2 days to pay it. I told the man, i was not working, have no way to pay, and if hes going to put a lien on my house , go for it, its at risk with the economy right as it is.
Basically the man was ticking me off with his lies so i said what i said.
He wished me luck and ended the call.
Anyone have any answers?
The biggest thing here along with how old this loan is , is no one ever got the mobile home and now its disappeared and i never had the chance to lower the balance.
Any help would be appreciated.

I had fallen into some severely hard times, im not a dead beat people.Things happen.

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