Archive for April, 2010

Should we pay our daughter again, for money she lent us, but we already paid, and she now claims we didn’t?

April 30th, 2010

Back in 2002, my husband and I both lost our jobs, and got close to loosing our home. When our oldest daughter found out (she was only 16), she freely, and on her own, offered us her savings (she was saving for a car) of $2000. We very reluctantly accepted it, and it saved our home. Since we never quite recovered from the financial set back, we eventually gave her my truck, which she still drives, as it was and is in excellent condition. The truck was worth a whole lot more then just $2000. We told her that it was in lieu of the money, and she was happy with that. Well, now she is married. Two years ago, her grandmother found out that we had borrowed our daughters savings. But our daughter did not tell her that we gave her our truck in exchange. So grandmother wrote our daughter, married by then, that she wanted to pay off the $2000 she had let us borrow. She then began sending our daughter a monthly check, till the amount was paid off. Our daughter told her that she was using it for college, which she actually did not do.

Now, about a year ago, my husband got arrested for a really stupid traffic violation, which was eventually thrown out of court. In order for him not to loose his job, our daughter and son in law put up $280 for bail. (I’m disabled with a very tiny income) To this day, we are barley scraping by.

Over the past year, I gave our daughter several smaller payments towards this, usually when she took me grocery shopping. She promptly spent the money I gave her, and I did not ask for a receipt, as after all she was our daughter.

Fast forward… her bio. mom and step dad told lies about me.. etc. etc. and she has now told my husband that I’m dead to her. Her bio. mom was not part of her entire life, and now finally reappeared since she no longer is getting chased by child support enforcement. She stuck my husband for over $55,000 back child support, not one cent of her share of medical bill for both children. Anyhow…. long story

Now, all of a sudden, our son in law is demanding that we pay him back the $280, which we really just don’t have. I told him that I gave her a bunch of little payments, and it was totally paid back. But our daughter is now saying she didn’t get anything at all and that I’m telling a lie for saying that she got paid back.

So, our daughter got paid twice for a one time $2000 loan, and got a bunch of little payment totaling to over $300, for which we did not think we needed a receipt, for a one time loan of $280

Do you think that we should pay them again, after all that they already got back? We are barely scraping by each month as is.

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CASH ADVANCE PAYDAY LOANS APPROVED INSTANTLY APPLY NOW

April 30th, 2010


CASH ADVANCE PAYDAY LOANS APPROVED INSTANTLY APPLY NOW Payday cash advance loans are also very popular with military personnel, with record number of them applying for payday advances.Some of the things you should be aware of before applying for a payday advance loan is both the length of…

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How to reinstate a car loan?

April 29th, 2010

My car is going to be repossessed tonight, I’ve voluntarily given it up. The man I spoke with said that by California law I have 15 days to reinstate my loan. Can anyone tell me the details of this procedure? What kind of fees am I looking at and is it worth it? It’s a 2002 Civic and I still have a little over 10,000 to pay. Thanks in advance for your advice and please don’t tell me what I should have done, my situation was horrible for a period of time and now it’s better. Obviously I’m already in this situation I just need advice on what to do from this point. Thanks again.
If I decide to reinstate and pay all of the back fees, what are my chances of turning around and trading it in for a new car?

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Can anybody tell me anything about child support laws?

April 28th, 2010

I’ve asked about child support before, but this is a different situation.

My boyfriend and I moved to a new town and got new jobs over the summer. He has an 8-year-old daughter with his ex-wife, to whom he pays child support. The first paycheck for the new job did not take out the child support, and neither did the second. So he calls his ex-wife and tells her that she needs to get in touch with the agency or whatever and get it seen about. To this day, no child support has been taken out and he started the job one of the last couple days of June.. perhaps the 29th.

Yesterday, she leaves me a message on facebook (she next to never pays her phone bill) asking for my boyfriend to call her, it’s important. I tell him and he decides he’ll call her this weekend when we go back to our hometown to visit. This morning, his step-mother calls me to tell me that my boyfriend is in some serious sh**. I’m not exactly sure how it went down, but because he did not contact the state to tell him where he worked, his license has been suspended as of September 1. Which was 15 days ago. And we have had no knowledge of this! Now they want to take him to court to get $2000+, which is double what he should actually owe if he missed 2 months of payments!

Our financial situation has been terrible since we moved (the worst move of my life). My income was supposed to be a nice 33k, but because of certification issues and other things, I am making student wages until I can take care of it (probably the end of the year). So I basically bring home the rent check at the end of the month. I also have a student loan I am paying back ($200/month), plus we have power, water, cable, cell phone, insurance, etc… other bills that HE is having to pick up! We were able to save a little under $1400 to help get us through the end of the year. But it seems all of that is going to go towards repaying the child support.

Now after all of that.. is there anything we can do about how much is owed? It’s $120/week.. and it should only add up to something over $1000. Can we set up a payment plan? There is no way on this Earth we can cover it all at once!!

Also, bonus question I guess… we are in Georgia. I was told that the child support laws changed to include the mother’s income as well as the father’s. Well, if she and her current husband don’t work (lazy SOBs), wouldn’t that only raise his support amount? Should we even try to go back to court to readjust the amount? She doesn’t have young children to keep at home.. all of her kids, including my boyfriend’s, are in school.

Sorry such a long question!! Any help? Or anybody want to make me feel any better about this situation???? :) I could really use it!!
Okay, I am understanding that it is his responsibility to inform the agency.

No, neither the mother nor stepfather work. Just plain sorry (my opinion!). I believe they are living on the child support and any money from the stepfather’s parents (with whom they live). They may also have welfare, since my boyfriend had to sign some papers to confirm his contribution dealing with food stamps.
LadyB — EXACTLY! They are just living off what he gives them. And she calls all the time asking for money…. I mean, it’s not like we want sweet girl to go without, but it’s borderline ridiculous. We have enough of our own financial problems without worrying about his ex’s! She had a job for 3 months though, got to give her that *eye rolling.*
maccrew – i only mentioned that they were in school to say that there was no reason for her to sit at home on her @$$ and not have a job.

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Who ORIGINALLY wrote ‘A Day in the Life of Joe Republican’?

April 26th, 2010

This piece of writing has circulated the Internet for several years. It can be found at many different websites. However, I want to know who FIRST wrote it. Wherever I’ve found it posted the originial author is never mentioned. Please cite your sources.

A Day in the Life of Joe Republican:

Joe gets up at 6 a.m. and fills his coffeepot with water to prepare his morning coffee. The water is clean and good because some tree-hugging liberal fought for minimum water-quality standards. With his first swallow of water, he takes his daily medication. His medications are safe to take because some stupid commie liberal fought to ensure their safety and that they work as advertised.
All but $10 of his medications are paid for by his employer’s medical plan because some liberal union workers fought their employers for paid medical insurance – now Joe gets it too.
He prepares his morning breakfast, bacon and eggs. Joe’s bacon is safe to eat because some girly-man liberal fought for laws to regulate the meat packing industry.
In the morning shower, Joe reaches for his shampoo. His bottle is properly labeled with each ingredient and its amount in the total contents because some crybaby liberal fought for his right to know what he was putting on his body and how much it contained.
Joe dresses, walks outside and takes a deep breath. The air he breathes is clean because some environmentalist wacko liberal fought for the laws to stop industries from polluting our air.
He walks on the government-provided sidewalk to subway station for his government-subsidized ride to work. It saves him considerable money in parking and transportation fees because some fancy-pants liberal fought for affordable public transportation, which gives everyone the opportunity to be a contributor.
Joe begins his work day. He has a good job with excellent pay, medical benefits, retirement, paid holidays and vacation because some lazy liberal union members fought and died for these working standards. Joe’s employer pays these standards because Joe’s employer doesn’t want his employees to call the union.
If Joe is hurt on the job or becomes unemployed, he’ll get a worker compensation or unemployment check because some stupid liberal didn’t think he should lose his home because of his temporary misfortune.
It is noontime and Joe needs to make a bank deposit so he can pay some bills. Joe’s deposit is federally insured by the FSLIC because some godless liberal wanted to protect Joe’s money from unscrupulous bankers who ruined the banking system before the Great Depression.
Joe has to pay his Fannie Mae-underwritten mortgage and his below-market federal student loan because some elitist liberal decided that Joe and the government would be better off if he was educated and earned more money over his lifetime. Joe also forgets that his in addition to his federally subsidized student loans, he attended a state funded university.
Joe is home from work. He plans to visit his father this evening at his farm home in the country. He gets in his car for the drive. His car is among the safest in the world because some America-hating liberal fought for car safety standards to go along with the tax-payer funded roads.
He arrives at his boyhood home. His was the third generation to live in the house financed by Farmers’ Home Administration because bankers didn’t want to make rural loans.
The house didn’t have electricity until some big-government liberal stuck his nose where it didn’t belong and demanded rural electrification.
He is happy to see his father, who is now retired. His father lives on Social Security and a union pension because some wine-drinking, cheese-eating liberal made sure he could take care of himself so Joe wouldn’t have to.
Joe gets back in his car for the ride home, and turns on a radio talk show. The radio host keeps saying that liberals are bad and conservatives are good. He doesn’t mention that the beloved Republicans have fought against every protection and benefit Joe enjoys throughout his day. Joe agrees: “We don’t need those big-government liberals ruining our lives! After all, I’m a self-made man who believes everyone should take care of themselves, just like I have.”

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